Dairyland Insurance is a well-known auto insurance provider that specializes in coverage for high-risk drivers. The company’s policies are underwritten by Sentry Insurance, a reputable company in the insurance industry. While Dairyland offers coverage for various types of vehicles, including motorcycles and snowmobiles, it is primarily known for providing insurance options for drivers who may have difficulty obtaining affordable coverage from larger providers.
When it comes to Dairyland Insurance reviews, our team of experts has rated the company with an overall score of 8.2 out of 10, placing it as the 42nd best insurance provider in our rankings. While Dairyland has a strong reputation and is available in almost every state, its high costs and limited coverage options have impacted its overall rating.
Pros and cons of Dairyland Insurance include its strong reputation, availability in multiple states, and specialized coverage for high-risk drivers. However, the company’s high rates and low customer service reviews have been noted as drawbacks. Customer reviews of Dairyland Insurance have been mixed, with some policyholders expressing dissatisfaction with the claims process and lack of responsiveness from the company.
In terms of rates and discounts, Dairyland’s average rates are based on Sentry Insurance’s pricing, with full-coverage policies averaging $4,712 per year and minimum coverage policies averaging $1,539 per year. The company offers various discounts, such as multi-car discounts, advanced quote discounts, and defensive driving discounts, to help lower premiums for policyholders.
Dairyland Insurance provides standard car coverage options, including liability coverage, collision insurance, and comprehensive insurance. The company also offers additional policy options such as special equipment coverage, towing coverage, and rental reimbursement coverage. For drivers with motorcycles or off-road vehicles, Dairyland offers specialized insurance products tailored to their needs.
While Dairyland Insurance may not be the best option for all drivers due to its high costs and mixed customer reviews, it can be a competitive choice for high-risk drivers and those in need of motorcycle or off-road vehicle insurance. Alternatives to Dairyland Insurance include USAA and State Farm, which offer competitive rates, excellent customer service, and a wide range of coverage options.
In conclusion, Dairyland Insurance is a legitimate insurance provider with a long history in the industry. While it may not be the top choice for all drivers, it can be a viable option for certain individuals based on their specific insurance needs. By considering factors such as rates, coverage options, and customer reviews, drivers can make an informed decision when choosing an auto insurance provider.