AAA offers a plethora of discounts for its policyholders, providing opportunities to save money on auto insurance in various ways. From bundling policies to being part of a car club, AAA has multiple discounts available for its members. In this article, we will delve into some of the best AAA auto insurance discounts, detailing how many are accessible, how to obtain them, and the potential savings AAA can offer.
AAA, also known as the American Automobile Association, has been a trusted name in roadside safety and travel-related services for over a century. While initially known for its roadside assistance, AAA has expanded its offerings to include personal insurance products such as auto, home, life, commercial, business, travel, and specialty insurance. In addition to its renowned emergency services, AAA provides various discounts for its policyholders, with the potential to save an average of $376 per year on car insurance.
One of the key benefits of being an AAA member is the access to a wide range of discounts on various services, not just limited to auto insurance. AAA members can save up to $170 a year on non-auto insurance-related items, in addition to the 5% discount on auto and home insurance. AAA offers discounts for bundling policies, being part of a car club, and more.
When it comes to multi-policy discounts, AAA provides savings for combining different types of insurance policies. By bundling auto and home insurance, policyholders can save up to 12.7% on auto insurance and 12.5% on homeowners insurance. AAA also offers discounts for combining auto insurance with condo, renters, and life insurance policies, allowing members to save significantly on their overall insurance costs.
In terms of auto policy discounts, AAA offers opportunities for savings through multi-vehicle discounts, loyalty discounts, and discounts for select professionals and alumni associations. By insuring more than one car on the same policy, policyholders can save up to 15.7%. AAA also rewards loyalty, offering up to 5.6% savings after one year of continuous coverage.
Driver and vehicle discounts are another way AAA helps policyholders save on car insurance. Discounts such as the Good Driver Discount, Verified Mileage Discount, Good Student Discount, and Car Club Discount can lead to substantial savings on premiums. By driving safely, maintaining a clean driving record, and taking advantage of available discounts, AAA policyholders can maximize their savings on auto insurance.
In addition to AAA, other insurance providers like Geico and State Farm also offer significant discounts to policyholders. Geico is known for its affordability and offers discounts for vehicle safety features, good driving, and affiliation with federal employees, military service members, and emergency deployment personnel. State Farm, on the other hand, provides discounts for good driving, completion of safety courses, and usage-based insurance programs.
In conclusion, AAA auto insurance discounts provide policyholders with numerous opportunities to save money on their car insurance premiums. By taking advantage of the available discounts, maintaining a good driving record, and exploring other cost-saving strategies, drivers can ensure they are getting the best value for their insurance coverage. With AAA’s long-standing reputation for reliability and customer service, policyholders can trust that they are in good hands when it comes to their auto insurance needs.