La Familia Auto Insurance is a brokerage that specializes in finding affordable car insurance rates for drivers in select areas of Texas. In the 2024 MarketWatch Guides Auto Insurance Study, La Familia earned an overall score of 7.5 out of 10. While the provider may be a good option for those looking for competitive prices, there are other factors to consider when choosing car insurance.
One of the key advantages of La Familia Auto Insurance is that they have local agents in specific areas of Texas. This can be beneficial for drivers who prefer a more personalized approach to finding insurance. Additionally, La Familia works with high-risk drivers, making it a suitable option for those who may have difficulty obtaining coverage elsewhere. However, there are some drawbacks to consider as well. La Familia does not offer its own coverage, meaning that they act as a middleman between customers and third-party providers. Additionally, their availability is extremely limited, with offices only in certain parts of Texas.
Founded in 2010 and headquartered in Carrollton, Texas, La Familia Auto Insurance has gained a reputation for connecting customers with low-cost coverage. They offer a range of insurance products beyond auto insurance, including homeowners insurance, renters insurance, motorcycle insurance, commercial/business insurance, surety bond services, telemedicine, and tax services. While customer reviews for La Familia are limited, the company has received mixed feedback on platforms like Facebook and Yelp.
When it comes to cost, drivers may find affordable rates through La Familia, especially if they fall into the high-risk category. However, the actual cost of insurance will vary depending on individual factors such as location, vehicle type, driving history, and credit score. La Familia does not offer its own discounts, but their agents can help customers find savings opportunities through the providers they work with.
In terms of coverage, La Familia Auto Insurance offers a range of options including liability insurance, collision coverage, comprehensive insurance, personal injury protection, and uninsured motorist coverage. They also provide roadside assistance and rental car coverage. It’s important to note that all Texas drivers must meet the state’s minimum-coverage requirements, which include bodily injury liability insurance, property damage liability coverage, and personal injury protection.
Overall, La Familia Auto Insurance may be a good choice for drivers in select areas of Texas who are looking for affordable coverage, especially high-risk drivers. While the company has its strengths, it’s essential to consider all aspects of their service before making a decision. By comparing quotes from multiple providers, drivers can ensure they are getting the best coverage at the most competitive price.