Wagmo Pet Insurance is a comprehensive provider that offers both wellness plans and accident-and-illness coverage for pets. Our MarketWatch Guides team rated Wagmo 4.1 out of 5 stars, highlighting the company’s extensive wellness plan options as a standout feature. Wagmo offers three levels of wellness coverage, allowing pet parents to choose the plan that best suits their pet’s needs. With reimbursement of up to $1,100 per year for routine and preventive care, Wagmo’s wellness plans are designed to keep pets healthy and happy.
One of the key advantages of Wagmo is its fast reimbursement process, with claims being processed within 24 hours. This quick turnaround time, coupled with the option to receive reimbursements via Venmo, Paypal, or bank transfer, makes managing pet healthcare expenses hassle-free for pet owners. Additionally, Wagmo provides access to VETalk, a 24/7 veterinary professional helpline that offers expert advice, training support, and nutritional guidance.
In terms of accident-and-illness coverage, Wagmo allows policyholders to customize their plan by adjusting the reimbursement rate and deductible amount. With reimbursement rates ranging from 80% to 100% and deductible options of $250, $500, or $1,000, pet owners can tailor their coverage to fit their budget and needs. Wagmo’s coverage limits are competitive, with a per-incident limit of $10,000, an annual limit of $20,000, and a lifetime limit of $100,000.
While Wagmo offers comprehensive coverage and fast reimbursements, there are some drawbacks to consider. The maximum annual limit of $20,000 may be lower than some other providers, and Wagmo is not available in every state. Additionally, there are waiting periods of 15 days for accidents and illnesses, and a 30-day waiting period for cancer treatment. It’s also worth noting that Wagmo is not accredited with the Better Business Bureau (BBB).
Overall, Wagmo Pet Insurance offers competitive pricing, customizable coverage options, and a strong focus on wellness care. With its user-friendly website, fast claims processing, and access to veterinary professionals, Wagmo is a solid choice for pet owners looking to protect their furry companions. Whether you’re interested in comprehensive wellness coverage or accident-and-illness protection, Wagmo has options to suit your pet’s needs.