Pet insurance is becoming increasingly popular among pet owners who want to ensure their furry companions receive the best possible care without breaking the bank. With so many pet insurance companies on the market, it can be overwhelming to choose the right one for your pet. That’s where we come in. We take the guesswork out of selecting a pet insurance provider by conducting thorough reviews based on factors that matter most to pet parents like you.
Our review process is comprehensive and involves in-depth industry research to provide you with the most accurate and up-to-date information. We compare coverage options, gather quotes online to determine pricing, and read reviews to assess customer service. To further enhance our reviews, we surveyed 3,000 dog and cat owners nationwide to determine the most important elements of pet insurance coverage. Additionally, we purchased pet insurance plans for 10 of our team’s pets to test the customer experience of various providers firsthand.
Each pet insurance provider is scored on a 100-point scale and given an overall rating out of five stars. We consider various factors when evaluating pet insurance companies, including costs and discounts, coverage options, covered treatments, customer experience, industry standing, and availability.
Costs and Discounts make up 22.5% of our evaluation criteria. We collect sample quotes for different breeds and ages of dogs and cats to assess pricing. Providers that offer affordable coverage and multiple discount options earn the most points in this category.
Coverage accounts for another 22.5% of our evaluation. The best pet insurance companies offer a range of plans and customization options so pet owners can choose the right coverage for their pets. Companies that provide a wide variety of coverage options and shorter waiting periods earn full points in this category.
Covered Treatments are also crucial, making up 17.5% of our evaluation. Companies that offer a breadth of included treatments and unique coverages as standard within their policies receive more points in this category.
Customer Experience is another important factor, accounting for 17.5% of our evaluation. We assess companies based on website accessibility, customer service, mobile apps, money-back guarantees, and veterinarian telehealth options. Insurers with the most customer experience offerings receive the most points.
Industry Standing (10%) and Availability (10%) are also considered in our evaluation. We review ratings and accreditation information from the Better Business Bureau and Trustpilot, as well as customer reviews and years of industry experience. We deduct points from providers with age limits for older pets and consider state availability, international coverage, and coverage options for breeds considered dangerous.
Our rating system allows us to compare each company we review and determine the best pet insurance companies in the industry. For more information on how we review and score providers, check out our full pet insurance methodology. With our comprehensive reviews, you can make an informed decision when choosing a pet insurance provider for your beloved pet.