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Gandrīz 100 auto šogad ir aizdeguši – kā rīkoties nelaimes gadījumā?

In Holivud’s best traditions, cars explode rarely in movies, but cases of actual car fires are relatively common in real life – since the beginning of this year, the insurance company BALTA (part of the PZU group) has already received 97 compensation claims related to such incidents. The State Fire and Rescue Service (VUGD) also acknowledges that it is rare for a day to go by without firefighters receiving at least one call to a burning car.

Overall, BALTA has paid out €734,000 in compensation for burnt vehicles in the last year and a half. The largest compensation for a light vehicle fire – €34,000 – was paid out in 2017, fully compensating for the value of a completely burnt Volvo XC90. The largest compensation, exceeding €90,000, is currently reserved for an insurance case involving a truck fire in the Czech Republic.

According to the company’s experts, the most common causes of vehicle fires are electrical system malfunctions leading to short circuits and damage to fuel supply lines. However, cases of arson are also relatively common, as they often occur at night, making them difficult to detect in a timely manner.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s experience shows that diesel engine vehicles are more prone to such incidents – they account for 90% of all insurance claims related to vehicle fires received so far. Only one case of an electric car fire has been registered, and it was also related to arson. In other cases, vehicles with gasoline engines caught fire.

„Although a vehicle is not always completely destroyed in such cases, even a partially burnt vehicle can cause significant headaches and financial losses to its owner – an average of €7,500. These losses are particularly painful when caused by an arsonist, which is not uncommon nowadays,“ reveals Kristaps Liecinieks, Head of Transport Products and Risk Underwriting at BALTA. „Regular maintenance at reliable auto repair shops is undoubtedly one of the most effective ways to reduce the risks of a vehicle self-ignition. However, it does not provide a 100% guarantee. Insurance also does not guarantee that nothing will happen to the vehicle, but it provides significant support in unforeseen situations, including cases of vehicle self-ignition or intentional arson.“

According to current statistics, no vehicle is safe from ignition: not only new but also old cars; not only cheap but also expensive ones; not only Japanese but also American, German, and French cars; not only well-maintained and cherished vehicles but also so-called „workhorses,“ and so on. However, BALTA’s

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