When it comes to finding the best auto insurance in Iowa, there are several key factors to consider. The best auto insurers in the state are those that offer affordable premiums, have excellent industry standings, and provide a wide selection of coverage options. In this article, we will highlight the top car insurance companies in Iowa that meet these criteria.
Our top recommendations for car insurance in Iowa are State Farm, Auto-Owners Insurance, Geico, Iowa Farm Bureau, and Progressive. These companies have been selected based on their coverage variety, add-on protections, industry standings, and customer experience. According to our research, Progressive is the most popular auto insurer in Iowa, offering competitive rates and a range of coverage options.
State Farm is our top choice for best customer experience in Iowa. With a J.D. Power score of 833/1,000 and an AM Best financial strength rating of A++ (Superior), State Farm is known for its excellent industry standing and competitive pricing. The company offers standard auto coverage types as well as additional programs like Drive Safe & Save™ and Steer ClearⓇ telematics program.
Auto-Owners Insurance is another top contender, especially for young drivers. With a J.D. Power score of 829/1,000 and an AM Best financial strength rating of A++ (Superior), Auto-Owners Insurance provides a range of add-on protections along with standard auto insurance products. The company offers discounts for good students and college students, making it a great choice for young drivers.
Geico is our pick for budget-conscious drivers in Iowa. With a J.D. Power score of 819/1,000 and an AM Best financial strength rating of A++ (Superior), Geico offers affordable rates and a long list of discounts. The company also provides mechanical breakdown insurance (MBI) and a usage-based program called DriveEasy.
Iowa Farm Bureau is a well-rounded option for Iowa drivers, offering a usage-based program called Driveology® and the Young Driver Safety Program. With a long track record of quality coverage and local insurance agents spread across Iowa, Iowa Farm Bureau is a popular choice among Hawkeye State drivers.
Progressive rounds out our top five recommendations, winning our Best for Tech-Savvy Drivers award. With a J.D. Power score of 803/1,000 and an AM Best financial strength rating of A+ (Superior), Progressive offers an easy-to-use mobile app and the Name Your Price® Tool. The company’s usage-based program, Snapshot®, reportedly saves good drivers an average of $231 per year.
In terms of cost, the average annual cost for full-coverage car insurance in Iowa is $1,563, which is well below the national average of $2,008 per year. Factors that can affect car insurance rates in Iowa include age, location, driving record, credit score, vehicle make and model, and deductible choice.
When it comes to finding the cheapest car insurance in Iowa, State Farm is our top pick, with average rates of $979 per year for full-coverage auto insurance. To save on premiums, drivers in Iowa can explore discount opportunities such as multi-vehicle, good student, autopay, and bundling discounts.
In conclusion, State Farm, Auto-Owners Insurance, Geico, Iowa Farm Bureau, and Progressive are the best auto insurance companies in Iowa. By comparing quotes from multiple providers and considering factors like coverage options, industry standings, and customer experience, Iowa drivers can find the best coverage at the best rates for their needs.