If you’re a resident of Wisconsin, you’re in luck when it comes to car insurance rates. Wisconsin drivers pay significantly less than the national average for both full- and minimum-coverage car insurance. However, even with these affordable rates, it’s always a good idea to explore your options and see if you can find a policy that better suits your needs. Whether you’re shopping for a new policy or are new to the state, this article will help you navigate the world of car insurance in Wisconsin.
Key Takeaways:
- State Farm, Geico, and West Bend are the top insurance providers for drivers in Wisconsin, followed by Erie and Auto-Owners Insurance.
- Wisconsin drivers need a minimum of 25/50/10 liability coverage with uninsured motorist coverage.
- The average cost for full-coverage car insurance in Wisconsin is around $1,694 per year.
Why You Can Trust The MarketWatch Guides Team
The MarketWatch Guides Team is dedicated to providing reliable information to help you make informed decisions about insuring your vehicle. Our team conducted extensive research on dozens of auto insurance providers to create a comprehensive rating system for the best car insurance companies. After 800 hours of research, we compiled an overall rating for each provider based on various ranking factors.
Best Wisconsin Car Insurance
To determine the best car insurance providers in Wisconsin, we evaluated each company’s coverage options, policy features, and reputation. State Farm, Geico, and West Bend emerged as the top choices, offering a range of coverage options tailored to drivers in the Badger State. Erie Insurance and Auto-Owners Insurance also made the list for their competitive rates and customer service.
State Farm: Best Overall Provider
State Farm is a nationally recognized insurance company with high customer satisfaction ratings. They offer a strong standard coverage lineup and affordable rates for both minimum and full coverage in Wisconsin. State Farm’s claim service and network of local insurance agents make them a top choice for drivers in the state.
Geico: Best for Budget-Conscious Drivers
Geico stands out for its affordable full-coverage rates in Wisconsin, making them a great option for budget-conscious drivers. With a range of discounts and strong customer service ratings, Geico is a popular choice for many drivers in the state.
West Bend: Superior Local Service
West Bend Insurance offers superior local service to drivers in Wisconsin, with affordable coverage options for various driving profiles. While their online presence may be limited, West Bend’s industry reputation and customer service make them a reliable choice for insurance coverage.
Erie Insurance: Best for Basic Insurance Coverage
Erie Insurance is known for its excellent customer service and competitive rates in Wisconsin. They offer a range of coverage options, including roadside assistance and new car replacement insurance, making them a top choice for drivers in the state.
Auto-Owners Insurance: Best for Young Drivers
Auto-Owners Insurance is a great option for young drivers in Wisconsin, offering affordable rates and valuable add-on options. With a strong industry reputation and positive customer reviews, Auto-Owners Insurance is a reliable choice for drivers in the state.
How To Find the Best Car Insurance in Wisconsin
When shopping for car insurance in Wisconsin, it’s essential to compare quotes from multiple providers, consider bundling policies for additional discounts, and ensure you have adequate coverage for your needs. Knowing the minimum insurance requirements in Wisconsin and understanding how rates are calculated can help you make an informed decision when choosing a car insurance policy.
How Much Is Car Insurance in Wisconsin?
Drivers in Wisconsin pay an average of $1,694 per year for full-coverage car insurance, which is significantly lower than the national average. Minimum coverage in the state is also affordable, with an average cost of $408 per year. Rates can vary depending on factors like your location, driving record, and credit score.
Best Wisconsin Car Insurance: The Bottom Line
In Wisconsin, it’s essential to have adequate car insurance coverage to protect yourself and your vehicle on the road. State Farm, Geico, West Bend, Erie Insurance, and Auto-Owners Insurance are all top choices for drivers in the state, offering competitive rates and comprehensive coverage options. By comparing quotes and exploring discounts, you can find the best car insurance policy to meet your needs.
Best Auto Insurance in Wisconsin: FAQ
This article also covers frequently asked questions about car insurance in Wisconsin, including information on rates, coverage options, and discounts. By understanding the factors that affect car insurance rates and knowing how to save on your policy, you can make informed decisions when choosing a car insurance provider in Wisconsin.
Our Methodology
Our team conducted extensive research on auto insurance providers to create a comprehensive rating system for the best car insurance companies in Wisconsin. We considered factors like industry standing, coverage options, cost, and customer experience to determine the top choices for drivers in the state. Our methodology ensures that the information provided is accurate, reliable, and tailored to help you find the best car insurance in Wisconsin.