Kruša apgadino namus – gavo 40 tūkst. eurų: kada ir nuo ko verta apsidrausti ir kada žalos neatlygins – tv3.lt

Write a detailed and engaging article about Kruša apgadino namus – gavo 40 tūkst. eurų: kada ir nuo ko verta apsidrausti ir kada žalos neatlygins  tv3.lt. The article should be structured with clear distinct paragraphs, each focusing on a specific aspect of the topic. Keep the tone human and conversational while ensuring the content is informative, well-organized, and easy to read. avoid adding a conclusion; focus purely on delivering structured, insightful information.