When it comes to finding the cheapest car insurance in Utah, there are several key takeaways to keep in mind. The top providers for affordable car insurance in the state are Nationwide, Geico, USAA, Auto-Owners, and Progressive. Nationwide offers the lowest rates for full coverage at an average of $1,330 per year, while USAA provides the cheapest minimum coverage at $522 per year. Good drivers in Utah can expect to pay around $2,451 per year for full coverage or $968 per year for minimum coverage, which is on par with the national average.
In terms of age groups, younger drivers tend to pay higher rates for car insurance in Utah. For example, 16-year-old drivers can expect to pay around $6,946 per year for full coverage, while 35-year-old drivers pay an average of $2,451 per year. Rates also vary by city, with Logan being one of the more affordable areas at $2,186 per year, and West Jordan being on the higher end at $2,618 per year.
Utah is a no-fault state, meaning that your insurance company will cover damages to your vehicle regardless of fault. The state requires drivers to carry minimum liability coverage, including bodily injury liability, property damage liability, personal injury protection, and uninsured/underinsured motorist coverage.
To save on car insurance in Utah, it’s recommended to compare quotes from multiple providers, take advantage of discounts, and consider factors like age, vehicle type, and driving history. By understanding the requirements and options available, drivers in Utah can find the best and most affordable car insurance coverage for their needs.