Car insurance is a necessary expense for drivers in Maryland, but the good news is that there are multiple companies to choose from for coverage. Finding the best car insurance provider in Maryland involves considering factors such as affordability, coverage options, discounts, and customer experience. In this article, we will explore the top car insurance companies in the state and provide tips on how to find the right plan for your needs.
Geico stands out as the best car insurance company in Maryland, offering a combination of cheap rates, a wide range of discounts, and customizable coverage options. With an average cost of $901 per year for minimum coverage and $1,833 per year for full coverage, Geico provides affordable rates for Maryland drivers. The company also offers 16 different discounts, making it a popular choice for budget-conscious drivers.
Travelers is another top car insurance provider in Maryland, known for its IntelliDrive usage-based discount and 12 other car insurance discounts. With rates of $59 per month for minimum coverage and $122 per month for full coverage, Travelers is a great option for most drivers in the state. The company also offers a variety of insurance add-ons, including roadside assistance, rental car coverage, and accident forgiveness.
USAA is highly recommended for military members and their families in Maryland, with affordable rates starting at $39 per month for minimum coverage and $106 per month for full coverage. USAA offers standard insurance options like liability, comprehensive, collision, and medical payments, along with unique benefits such as car replacement assistance and a 60% discount for storing your car.
Erie is a top choice for drivers looking for basic insurance coverage in Maryland, with rates starting at $62 per month for minimum coverage. The company provides added protections like first accident forgiveness, windshield repair with no deductible, and pet injury coverage. Erie also offers useful coverage benefits and add-ons such as Erie Auto Plus®, Erie Rate Lock®, new car replacement, and rental car coverage.
Nationwide is recommended for drivers interested in usage-based insurance, with monthly rates of $144 for full coverage in Maryland. The company offers a variety of add-ons, including rental car coverage, roadside assistance, gap insurance, and accident forgiveness. Nationwide also provides usage-based programs like SmartRide and SmartMiles, which can help drivers save money based on their driving habits.
When searching for the best car insurance in Maryland, it’s important to consider the state’s requirements, your coverage needs, and to shop around for quotes from multiple providers. Maryland requires liability insurance with specific limits for bodily injury and property damage, but it’s advisable to consider additional coverage options like comprehensive and collision for full protection.
In conclusion, Geico, Travelers, USAA, Erie, and Nationwide are among the best car insurance companies in Maryland, each offering unique benefits and competitive rates. By comparing quotes, understanding your coverage needs, and taking advantage of discounts, you can find the right car insurance plan for your situation in Maryland.