As housing prices continue to soar and mortgage rates remain high, real estate mogul Grant Cardone has warned that America is on track to become a „renter nation.“ In a recent interview, Cardone predicted that rental rates and home prices will skyrocket over the next decade, making it increasingly difficult for Americans to afford homeownership. This shift in the housing market has left many potential buyers feeling priced out and wondering how they can still invest in real estate without taking on an expensive mortgage.
One strategy to invest in real estate without the burden of a mortgage is through crowdfunding platforms. These platforms allow individuals to own a percentage of physical real estate, such as rental properties and commercial buildings, without having to buy or manage the property themselves. One such platform, Arrived, backed by investors like Jeff Bezos, offers the opportunity to invest in shares of rental homes and vacation rentals. With a low minimum investment, investors can receive quarterly deposits from the property’s rental income without the hassle of property management.
Another option for real estate investment is through Real Estate Investment Trusts (REITs). REITs are companies that own income-producing real estate and pass on rental income to shareholders in the form of dividends. Fundrise is a platform that provides access to private real estate investments through exclusive REITs, allowing everyday investors to profit from the real estate market without the need to purchase physical property or deal with landlord duties. With investments starting at $10, Fundrise’s eREITs offer a diversified portfolio of residential real estate assets that generate consistent income through quarterly dividends.
For accredited investors looking to add a substantial real estate investment to their portfolio, commercial real estate offers an opportunity for consistent cash flow. First National Realty Partners is an investing platform that provides access to institutional-quality, grocery-anchored commercial real estate properties leased by national brands. Their team of experts manages every aspect of the investment life cycle, allowing investors to potentially earn quarterly deposits from the deals they invest in.
In conclusion, despite the challenges of high housing prices and mortgage rates, there are still opportunities to invest in real estate without taking on substantial debt. By utilizing crowdfunding platforms, investing in REITs, or exploring commercial real estate options, individuals can diversify their portfolios and benefit from the income-generating potential of real estate. It is important to conduct thorough research and seek advice from financial professionals before making any investment decisions.