Pet insurance is becoming increasingly popular among pet owners who want to ensure their furry companions receive the best care possible without breaking the bank. With so many options available in the market, it can be overwhelming to choose the right pet insurance provider for your needs. That’s where we come in – we review each pet insurance company based on factors most important to pet parents like you.
Our comprehensive review process involves thorough industry research into each provider. We compare coverage options, gather quotes online to determine pricing, and read reviews to assess customer service. To better inform our reviews, we’ve surveyed 3,000 dog and cat owners nationwide to determine the most important elements of pet insurance coverage. Additionally, we’ve taken it a step further by purchasing pet insurance plans for 10 of our team’s pets to test the customer experience of various providers firsthand.
We then score each provider on a 100-point scale and calculate an overall rating out of five stars. Here are the key factors we consider when reviewing pet insurance providers:
Costs and Discounts (22.5%): Pricing is a crucial factor when choosing a pet insurance provider. We collected sample quotes for a variety of pets across different ages and breeds to assess affordability. Providers that offer competitive pricing and a range of discount options earn the most points in this category.
Coverage (22.5%): The best pet insurance companies offer a wide range of plans and customization options to cater to different pet owners‘ needs. We also consider waiting periods and reward companies that offer policies with shorter waiting periods than their competitors.
Covered Treatments (17.5%): Coverage is a top priority for pet owners when shopping for pet insurance. Companies that include a variety of treatments and unique coverages as standard within their policies receive higher scores in this category.
Customer Experience (17.5%): Customer service is key when it comes to pet insurance. We evaluate companies based on website accessibility, customer service, mobile apps, money-back guarantees, and veterinarian telehealth options. Providers with robust customer experience offerings receive more points.
Industry Standing (10%): We review ratings and accreditation information from reputable sources like the Better Business Bureau and Trustpilot to assess companies‘ industry standing. Customer reviews and years of experience are also taken into consideration.
Availability (10%): Some pet insurance providers have age limits for older pets or restrictions based on breed. We deduct points from companies with such limitations. We also consider state availability, international coverage, and options for breeds considered dangerous.
Our rating system allows us to compare each company objectively and determine the best pet insurance providers in the industry. If you’re interested in learning more about our methodology and how we review and score providers, be sure to check out our full pet insurance methodology.
In conclusion, choosing the right pet insurance provider is a crucial decision for pet owners. By considering factors like costs, coverage, customer experience, industry standing, and availability, you can make an informed choice that meets your pet’s needs. With our comprehensive reviews and ratings, you can confidently select a pet insurance provider that offers the coverage and peace of mind you and your furry friend deserve.