When it comes to car insurance in Vermont, finding the right coverage at an affordable price is crucial. The key takeaways from our research show that Union Mutual, USAA, and Auto-Owners Insurance are among the cheapest providers of full-coverage car insurance in the state. Additionally, Union Mutual and USAA offer the cheapest liability insurance in Vermont. While Union Mutual may provide the cheapest rates, other companies like Vermont Mutual and State Farm may offer more comprehensive coverage and better quality.
The average cost of car insurance in Vermont is $366 per year for liability insurance and $1,539 per year for full coverage. These rates can vary depending on factors such as age, driving history, and credit score. It’s important to compare quotes from multiple providers to find the best and most affordable option for your specific needs.
State Farm, USAA, Auto-Owners Insurance, and Vermont Mutual are recommended providers to consider when looking for affordable car insurance in Vermont. These companies offer competitive rates and quality coverage options.
For young drivers in Vermont, Auto-Owners Insurance stands out as the cheapest option for 16, 17, and 18-year-olds. For high-risk drivers with speeding tickets, accidents, DUIs, or poor credit, Union Mutual, USAA, and State Farm offer competitive rates.
It’s important to note that factors such as age, location, driving record, and credit score can significantly impact car insurance rates in Vermont. Drivers should also be aware of the state’s minimum coverage requirements, which include bodily injury liability insurance, property damage liability coverage, and uninsured/underinsured motorist coverage.
Overall, finding the best and cheapest car insurance in Vermont requires thorough research and comparison of quotes from different providers. By understanding the key takeaways and following our recommendations, drivers in Vermont can secure the right coverage at an affordable price.