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Mastering Costco Shopping in 5 Easy Steps

Shopping at Costco can be a great way to save money on everyday essentials and big-ticket items. With a Costco membership, you gain access to members-only discounts and perks that can help you keep more money in your checking account. Whether you’re considering getting a membership or are already a member looking to maximize your investment, here are some tips to help you shop at Costco like a seasoned pro.

1. Review your membership benefits

It’s essential to review your Costco membership benefits regularly to ensure you’re taking advantage of all the perks available to you. Membership benefits can change over time, and new perks may be introduced. By staying informed about your benefits, you can make sure you’re getting the most value out of your Costco membership. You may discover discounts or services that you weren’t aware of, adding even more value to your life.

2. Become an Executive member

Costco offers two types of memberships: Gold Star and Executive. While the Gold Star membership costs $60 per year, the Executive membership costs $120 annually. Many Costco regulars opt for the Executive membership because of the added perks it offers. One significant benefit is the ability to earn rewards on qualifying Costco purchases.

With an Executive membership, you can earn 2% rewards on your Costco purchases, with an annual rewards cap of $1,000 (increasing to $1,250 in September 2024). If you frequently shop at Costco or spend a significant amount there, upgrading to an Executive membership can help you get the best value out of your membership.

3. Know the return policy

Costco is known for its generous return policy, allowing most products to be returned for a full refund at any time if you’re unsatisfied with your purchase. This policy gives you peace of mind when trying new products, knowing that you can easily return them if they don’t meet your expectations. While some items, like electronics, have more restrictions on returns, Costco’s return policy is a valuable benefit that savvy shoppers take advantage of.

4. Pay attention to what’s on sale

In addition to its already reasonable prices, Costco also offers sales on various items. By keeping an eye on what’s on sale, you can save even more money on your purchases. Before heading to your local club, check out current sales prices on Costco’s website or mobile app to make sure you don’t miss out on any great deals.

5. Earn rewards when you shop

Aside from the rewards offered with an Executive membership, you can also earn rewards by using a rewards credit card to pay for your Costco purchases. This strategy allows you to earn cash back every time you shop, maximizing your savings. Consider using a rewards credit card that offers cash back on all purchases, including those made at Costco, to further increase your savings.

By following these tips, you can shop at Costco like a pro and make the most of your membership. If you’re considering joining Costco, joining before September 1, 2024, can help you save money on membership fees. Additionally, using a rewards credit card for your purchases can help you earn cash back and save even more. Shopping at Costco doesn’t have to break the bank – with a little planning and strategy, you can make the most of your Costco membership and save money on your purchases.

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