GeoBlue is a unique travel insurance provider that sets itself apart from other top companies in the industry. Unlike traditional travel insurers, GeoBlue specializes in offering travel medical policies with limited trip coverage. While this may suit individuals seeking medical protection while traveling, it may not be the best option for those looking for comprehensive travel insurance. In this article, we will delve into GeoBlue’s travel medical policies, the process of signing up for coverage, customer reviews, and more.
Our Thoughts on GeoBlue Travel Insurance
GeoBlue provides a range of travel medical insurance plans, including single-trip, multi-trip, and long-term policies. While our research team did not formally rate GeoBlue using our comprehensive travel insurance methodology, we found that the provider offers budget-friendly policies that cover accidents, illnesses, and medical evacuations. The average costs for single-trip and multi-trip plans are similar, making GeoBlue an attractive option for frequent travelers or those unsure of their travel frequency.
However, if you are looking for a comprehensive travel insurance policy that includes trip cancellation, trip delay, and other standard protections, GeoBlue may not be the best choice. The company’s travel medical policies have limited trip interruption and baggage coverages, focusing more on health protection rather than trip-related expenses.
Pros and Cons of GeoBlue Travel Insurance
Pros:
– Policy customization with coverage limits and deductibles
– Telemedicine care for non-emergency situations
– Pre-existing condition coverage add-on available
– Single-trip, multi-trip, and long-term policy options
Cons:
– Limited trip interruption coverage
– Some plans require a domestic health insurance plan
– Lack of positive customer reviews online
Compare GeoBlue to the Competition
When comparing GeoBlue to other travel insurance providers, it’s essential to consider the coverage, cost, and customer reviews. While GeoBlue focuses on travel medical insurance, other companies offer more comprehensive travel protection, including trip cancellation, trip delay, and CFAR coverage. It’s crucial to weigh the pros and cons of each provider to determine which best suits your needs.
GeoBlue vs. International Medical Group (IMG)
GeoBlue and IMG both offer travel medical policies with limited trip benefits. While both companies provide trip interruption coverage, IMG’s Patriot Lite plan is cheaper on average and offers higher emergency evacuation limits. Depending on your priorities, either provider could be a suitable option for travel medical insurance.
GeoBlue vs. Faye
GeoBlue’s Voyager Choice plan and Faye’s Travel Protection plan differ in coverage offerings. While GeoBlue focuses on medical expenses, Faye includes trip cancellation, trip delay, and baggage delay coverage. Consider what aspects of coverage are most important to you when choosing between these two providers.
What Does GeoBlue Travel Insurance Cover?
GeoBlue offers a range of travel medical insurance policies for various travel needs, including single-trip, multi-trip, and long-term plans. Policies include coverage for accidents, illnesses, medical evacuations, AD&D benefits, lost baggage, and more. Optional add-ons, such as pre-existing condition coverage, are also available for additional protection.
GeoBlue Travel Insurance Policy Options
GeoBlue’s Voyager and Trekker plans cater to different types of travelers, including solo travelers, groups, expats, missionaries, and more. The plans offer varying coverage limits, deductibles, and benefits, allowing travelers to customize their policies based on their needs. It’s essential to understand the differences between the Choice and Essential tiers of coverage when selecting a plan.
How Much Does GeoBlue Travel Insurance Cost?
The average cost of a GeoBlue travel insurance policy is $45 for the Voyager Choice plan and $46 for the Trekker Choice plan. These rates are significantly lower than the average cost of travel insurance from other providers. Factors such as age, trip length, coverage details, and pre-existing conditions can influence the cost of a GeoBlue policy.
Does GeoBlue Offer 24/7 Travel Assistance?
GeoBlue provides 24/7 assistance for all medical insurance plans through its mobile app, website, and international call center. The app offers self-service features, telemedicine services, and access to a network of doctors worldwide. Customers can also contact GeoBlue via toll-free and collect-call hotlines for assistance during their travels.
How To Buy a Policy From GeoBlue Travel Insurance
Purchasing a travel insurance policy from GeoBlue is a straightforward process that involves gathering quotes, customizing coverage options, and providing personal information. Customers can adjust their coverage limits, deductibles, and add optional pre-existing condition coverage. It’s essential to review the policy details, eligibility requirements, and frequently asked questions before completing the purchase.
GeoBlue Travel Insurance Customer Reviews
Customer reviews of GeoBlue’s claim process and overall experience vary. While some customers appreciate the company’s coverage and services, others have reported delays in claim processing and payment. It’s crucial to read reviews and understand the claims process before purchasing a policy from GeoBlue. The company offers multiple options for filing claims, including through its mobile app, website, fax, email, or traditional mail.
Is GeoBlue Travel Insurance Worth It?
GeoBlue’s travel health insurance policies offer comprehensive medical coverage for international travelers. With features like telemedicine, pre-existing condition coverage, and a global network of doctors, GeoBlue provides valuable protection for health-related emergencies abroad. While the company’s policies may lack some standard travel benefits, such as trip cancellation coverage, GeoBlue remains a solid choice for travelers prioritizing health protection.
In conclusion, GeoBlue’s focus on travel medical insurance sets it apart from other providers in the industry. By offering customizable policies, optional add-ons, and 24/7 assistance, GeoBlue caters to the needs of international travelers seeking health protection while abroad. It’s essential to compare GeoBlue to other providers and consider your specific travel requirements before selecting a policy.