USAA Pet Insurance, administered through Embrace, offers a comprehensive pet insurance policy for dogs and cats. With a rating of 4.3 out of 5 stars based on our methodology, USAA pet insurance is a solid option for USAA members and veterans looking to protect their furry companions. The partnership with Embrace allows for customizable coverage options, including accident and illness plans, accident-only plans, and optional add-ons for wellness care.
One of the standout features of USAA pet insurance is the discount offered to USAA members, allowing for up to 25% off the policy premium. This discount can help offset the slightly higher-than-average costs of the policy. The average cost of a USAA pet insurance policy is $73 per month for dogs and $39 for cats, which may vary based on factors such as the pet’s age, breed, and health history.
USAA pet insurance covers a wide range of treatments and procedures, including cancer treatment, dental trauma, genetic conditions, prescription drugs, and alternative therapies. The policy also includes optional add-ons for exam fees, prescription drugs, and a Wellness Rewards program for routine care services. Customers have praised the easy claims process and personable customer service representatives at Embrace, making the overall experience positive for policyholders.
However, there are some drawbacks to USAA pet insurance. The discounts are only available to USAA members and their families, limiting the accessibility of the policy. Additionally, pets aged 15 years and older are restricted to accident-only plans, which may not provide comprehensive coverage for older pets with pre-existing conditions.
Overall, USAA pet insurance is a solid choice for USAA members and veterans looking for a reliable pet insurance policy. The customizable coverage options, comprehensive coverage for accidents and illnesses, and optional add-ons make it a competitive choice in the pet insurance market. While the costs may be slightly higher than average, the discounts offered to USAA members can help make the policy more affordable. Consider USAA pet insurance for your furry friend’s healthcare needs.