When it comes to finding the best car insurance in Maine, it’s essential to consider factors such as reputation, availability, coverage, cost, and customer experience. At MarketWatch Guides, we have conducted extensive research to determine the top car insurance companies for Maine drivers. Based on our analysis of industry data from J.D. Power, AM Best, and the Better Business Bureau, as well as our own research of 130 car insurance companies in the United States, we recommend Travelers as the best option for Maine drivers.
Travelers, with an overall score of 9.5, tops our list of best car insurance providers in Maine. The company has a solid industry reputation, competitive rates, and excellent coverage availability. State Farm and Progressive follow closely behind, with Frankenmuth Insurance and Geico rounding out the top five. Our recommendations are based on in-depth analysis of cost, coverage, availability, and company reputation.
Travelers, as our top recommendation, offers a range of standard basic car insurance coverages such as liability insurance, comprehensive insurance, collision insurance, uninsured/underinsured motorist coverage, and medical payments coverage. Additionally, Travelers provides useful add-on coverages for Maine drivers, including roadside assistance and loan/lease gap coverage. The company also offers bundling options with home, condo, and renters insurance.
In terms of customer experience, Travelers has received positive ratings in the J.D. Power 2023 U.S. Auto Insurance Study, scoring 782 out of 1,000 for overall customer satisfaction in the New England region. The company’s reputation for reliable service and financial strength, as reflected in its A++ rating from AM Best and A rating from the BBB, further solidify its position as the best car insurance option in Maine.
State Farm, Progressive, Frankenmuth Insurance, and Geico also offer competitive rates, strong coverage options, and good customer experiences for Maine drivers. State Farm, in particular, stands out for its excellent customer service and high customer satisfaction rankings in multiple J.D. Power studies. Progressive, on the other hand, is known for its wide selection of coverage options and tech solutions.
When shopping for car insurance in Maine, it’s important to understand the state’s minimum liability insurance requirements, which include bodily injury liability coverage, property damage liability coverage, medical payments coverage, and uninsured/underinsured motorist coverage. Factors such as lender requirements, protection for you and your passengers, and financial protection should also be considered when buying insurance.
The average cost of a full-coverage policy in Maine is $103 per month or $1,238 per year for a 35-year-old driver with a good credit score and a clean driving history. Car insurance costs can vary by city, with rates ranging from $74 to $85 per month on average. To save money on car insurance in Maine, drivers can take advantage of discounts such as bundling discounts, safe and defensive driving discounts, and policy discounts.
In conclusion, the best car insurance companies in Maine are Travelers, State Farm, Progressive, Frankenmuth Insurance, and Geico. These insurers offer competitive rates, strong coverage options, and excellent customer experiences for Maine drivers. By considering factors such as reputation, availability, coverage, cost, and customer experience, drivers can find the best car insurance policy to meet their needs and budget.