When it comes to finding the best car insurance provider in Idaho, there are several factors to consider. Rates, coverage options, industry reputation, and customer experience all play a role in determining the right coverage for Idaho drivers. In this article, we will highlight the top car insurance companies in Idaho to help you make an informed decision.
### Key Takeaways
Our research shows that State Farm is the best car insurance provider for Idaho drivers, standing out for its exceptional customer experience. According to 2023 J.D. Power studies, State Farm is one of the most popular auto insurers in Idaho and the U.S. as a whole. The average cost of full-coverage car insurance in Idaho is about $1,402 per year, significantly lower than the national average of $2,008 per year.
### Best Car Insurance in Idaho
We have analyzed the top car insurance providers in Idaho based on coverage options, industry standing, and additional features. Our top five picks for Idaho drivers are State Farm, USAA, Geico, Auto-Owners, and Travelers. Each of these providers offers standard auto coverage types and unique features to cater to the needs of Idaho drivers.
### Idaho Car Insurance Customer Experience
When evaluating car insurance providers, we considered various criteria such as industry standing, customer satisfaction ratings, and overall reputation. Our team also conducted a car insurance survey to gather feedback from nearly 7,000 insurance customers, which helped in finalizing our provider ratings.
### Best Car Insurance Companies in Idaho
#### 1. State Farm: Best Customer Experience
– J.D. Power score: 821/1,000
– AM Best financial strength rating: A++ (Superior)
– BBB rating: C-
State Farm is the largest auto insurer in Idaho and the U.S., known for its exceptional customer service and policyholder satisfaction. The company offers a range of coverage options and discounts for Idaho drivers.
#### 2. USAA: Best for Military Members
– J.D. Power score: 875/1,000
– AM Best financial strength rating: A++ (Superior)
– BBB rating: Not Rated
USAA provides excellent auto coverage at competitive rates, specifically tailored for active military, veterans, and their families. The company offers affordable rates and various policy options for eligible members.
#### 3. Geico: Best for Budget-Conscious Drivers
– J.D. Power score: 797/1,000
– AM Best financial strength rating: A++ (Superior)
– BBB rating: A-
Geico is a well-known insurance provider with a strong reputation and affordable rates. The company offers standard coverage options and unique features like mechanical breakdown insurance and telematics programs.
#### 4. Auto-Owners: Best for Young Drivers
– J.D. Power score: Not Rated
– AM Best financial strength rating: A++ (Superior)
– BBB rating: A+
Auto-Owners is a reliable insurance provider known for its affordability and excellent customer service. The company offers a variety of coverage options and add-on protections for young drivers in Idaho.
#### 5. Travelers: Best for Most Drivers
– J.D. Power score: Not Rated
– AM Best financial strength rating: A++ (Superior)
– BBB rating: A
Travelers offers a mix of coverage options, discounts, and competitive rates, making it a top choice for most drivers in Idaho. The company provides unique add-on protections and telematics programs to help drivers save on their premiums.
### How To Find the Best Car Insurance in Idaho
Before choosing a car insurance provider in Idaho, it’s essential to understand the state’s insurance requirements, consider your lender’s requirements if you have a loan or lease, and explore discount opportunities offered by insurers. Comparing quotes from multiple providers can help you find the best rates and coverage options for your needs.
### Average Cost of Car Insurance in Idaho
According to Quadrant Information Services, the average cost of full-coverage car insurance in Idaho is around $1,402 per year or $117 per month. This is significantly lower than the national average, making Idaho a relatively affordable state for auto insurance. The cost of car insurance can vary based on factors such as your city, age, credit score, and driving history.
### Best Idaho Car Insurance: The Bottom Line
State Farm, USAA, Geico, Auto-Owners, and Travelers are our top picks for the best car insurance companies in Idaho. These providers offer quality coverage, competitive rates, and various discounts to help Idaho drivers find the right insurance for their needs. By comparing quotes and exploring different options, you can secure the best car insurance coverage in Idaho.
### Best Auto Insurance in Idaho: FAQ
Here are some frequently asked questions about the best car insurance in Idaho:
– What is the best car insurance in Idaho?
– What is the average cost of car insurance in Idaho?
– What is the required car insurance in Idaho?
– What factors affect car insurance rates in Idaho?
### Our Methodology
Our ratings are based on industry standing, availability, coverage options, cost and discounts, and customer experience. We conducted extensive research, analyzed data from various sources, and surveyed thousands of consumers to provide objective and accurate information on the best car insurance companies in Idaho.
In conclusion, finding the best car insurance in Idaho involves comparing rates, coverage options, and customer satisfaction ratings. By considering the top providers like State Farm, USAA, Geico, Auto-Owners, and Travelers, Idaho drivers can secure quality coverage at competitive prices. Remember to explore discounts, understand state requirements, and compare quotes to find the right car insurance for your needs in the Gem State.